Running your own business can be daunting at the best of times, but couple that with taking time off work due to sickness or injury and now you have a real dilemma. Often times running your own business requires support from friends, families, colleagues and employees, this same support network are almost always intrinsically dependants upon the same business.
Business Expenses are usually packaged with Income Protection to make sure your personal and work expenses are covered. Again, this insurance may be tax deductible, which could significantly reduce the effective cost of your insurance.
Business expenses insurance covers your fixed business costs, as a monthly reimbursement, so you can focus on your recovery – and not your bills!
Business expenses insurance covers the costs of running your business while you can’t:
- office rent or interest on your property loan
- leases on cars, equipment or machinery
- insurance and security costs
- bills – such as utilities
- salaries and staff superannuation
- costs of a replacement to help out while you focus on getting better.
At Del Castillo Investments Corp Pty Ltd, we work closely with our SME Business Owners to understand their operations, vulnerability of their respective businesses and culture a solution to cover their inherent needs. us find the right business expenses policy for you and business.
Do not leave it until it is too late, start the process today by contacting us.