An insurance policy is a contract that gives you a basis; a leg to stand on.

Let me expound what I mean. It’s easy to play into the stigma that insurance is a waste of money or that it’s a grudge purchase, a play on moral obligation, but I disagree, I strongly disagree. To give context, I just managed a car insurance claim (general insurance) for my father. He was hit by a seemingly distracted driver who breached his lane, whether or not the driver saw him or misjudged...
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