Navigating the loan maze

When choosing the right type of loan to suit your needs now and into the future, there are many factors to consider. What is the purpose of the loan? Credit cards provide immediate access to credit that can be used for many purposes, but the interest rate is usually quite high so borrow only for the short-term. If you need a larger loan and to pay it back over a longer period, consider a ...
More

The unique needs of small business owners

The main reason people go into business for themselves is quite simple – to have more control. For others, wealth creation is the main focus, although small business also brings with it the higher chance of failure and loss. Is the hard work and extra risk worth it? If you are a small business owner or have dreams of becoming one, consider the following and how it might apply to you. Earn ...
More

Investing outside super

The tax benefits associated with superannuation make it a clear winner when it comes to building wealth for retirement. However, it doesn’t meet everyone’s savings needs, especially if you need the money beforehand. There are many options available when super isn’t the way to go, but several issues should be considered when looking at different investment options. What is your investme...
More