Sh*t Happens

Have you ever considered to stop and think why a lot of people do not excel after years and years of hard work? Life is good till you get a curve ball, a lemon or in some instances a catastrophic incident that turns your whole world upside down. Most of us are great at putting one foot in front of the other, want about hedging or securing, locking in our positions or our gains along the way? ...
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Planning for success

If your footie team didn’t have one, they’d always be “wooden spooners”. You wouldn’t go on holiday without having one and you’d never have friends over for a barbie without one. What are we talking about? A plan, of course! Yet amazingly, when it comes to money, most people don’t have a plan. They make excuses like being too busy or not yet earning enough money. Or it’s ...
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How will children affect your super?

It’s a no-brainer: having kids costs money. You expect to take a short-term hit while they’re youngsters, but you probably don’t give a second thought to your retirement being affected. These aren’t kidults – you know, the little darlings who grow into adults and can’t be prised out with a tyre-lever? No, we’re talking about the choices you make now, while they’re still ...
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